/* =====================================================
   RPRG LAW FIRM — Final Premium Redesign
   Palette : Midnight Ink  ·  Warm Cream  ·  Leather Brown
   Fonts   : Libre Baskerville (headings) + Lato (body)
   ===================================================== */

@import url('https://fonts.googleapis.com/css2?family=Libre+Baskerville:ital,wght@0,400;0,700;1,400&family=Lato:wght@300;400;700;900&display=swap');

/* ── Tokens ── */
:root {
  /* Dark palette */
  --ink:      #0F0D0B;
  --ink-2:    #1D1B17;
  --ink-3:    #2C2820;

  /* Light palette */
  --cream:    #F5F1E8;
  --cream-2:  #EBE4D5;
  --cream-3:  #DDD4C2;
  --white:    #FEFEFC;

  /* Accent – warm leather / cognac brown (not gold, not yellow) */
  --br:       #9B6B45;   /* base */
  --br-hi:    #BC8A60;   /* on dark bg */
  --br-lo:    #6E4828;   /* on light bg */
  --br-deep:  #4E3018;   /* darkest */

  /* Type */
  --text:     #1C1A16;
  --mid:      #5C5248;
  --soft:     #9A9088;

  --serif: 'Libre Baskerville', Georgia, serif;
  --sans:  'Lato', -apple-system, sans-serif;

  --tb-h: 36px;   /* topbar height — header sits below this */
  --ease: cubic-bezier(0.16, 1, 0.3, 1);

  --sh-sm: 0 2px 16px rgba(15,13,11,0.08);
  --sh-md: 0 10px 48px rgba(15,13,11,0.14);
  --sh-lg: 0 24px 72px rgba(15,13,11,0.22);
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 17px; -webkit-font-smoothing: antialiased; scroll-padding-top: 116px; overflow-x: hidden; }
@media (min-width: 769px) { html { scroll-snap-type: y proximity; } }
body { font-family: var(--sans); color: var(--text); background: var(--white); overflow-x: hidden; line-height: 1.65; }
img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ── Layout ── */
.wrap { max-width: 1200px; margin: 0 auto; padding: 0 44px; }

/* Scroll snap: each major section anchors to the top on scroll */
#hero, #about, #practice, #stats, #banks, #why, #process,
#testimonial, #team, #blog, .cta-strip, #contact { scroll-snap-align: start; }

/* ── Type atoms ── */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--br);
}
.eyebrow::before { content: ''; width: 28px; height: 1px; background: var(--br); display: block; }
.eyebrow.light { color: var(--br-hi); }
.eyebrow.light::before { background: var(--br-hi); }

h2.hed {
  font-family: var(--serif);
  font-weight: 700;
  line-height: 1.12;
  font-size: clamp(2.2rem, 4vw, 3.4rem);
  color: var(--text);
  letter-spacing: -0.01em;
}
h2.hed em  { font-style: italic; font-weight: 400; color: var(--br-lo); }
h2.hed.wht { color: var(--white); }
h2.hed.wht em { color: var(--br-hi); }

.body-text { font-size: 1.05rem; color: var(--mid); line-height: 1.85; }
.body-text.light { color: rgba(245,241,232,0.52); }

.rule { display: block; width: 48px; height: 2px; background: var(--br); }
.rule.light { background: var(--br-hi); }

/* ── Buttons ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 32px;
  font-family: var(--sans);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  border-radius: 2px;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), background 0.2s, color 0.2s;
  white-space: nowrap;
}
.btn:active { transform: scale(0.98) !important; }
.btn-br  { background: var(--br-hi); color: var(--ink); border-color: var(--br-hi); }
.btn-br:hover  { transform: translateY(-3px); box-shadow: 0 8px 28px rgba(155,107,69,0.35); background: #cda070; }
.btn-ink { background: var(--ink); color: var(--white); border-color: var(--ink); }
.btn-ink:hover { transform: translateY(-3px); box-shadow: 0 8px 28px rgba(15,13,11,0.35); }
.btn-ghost { background: transparent; color: var(--white); border-color: rgba(255,255,255,0.32); }
.btn-ghost:hover { border-color: var(--white); background: rgba(255,255,255,0.06); transform: translateY(-2px); }
.btn-outline { background: transparent; color: var(--text); border-color: var(--cream-3); }
.btn-outline:hover { background: var(--text); color: var(--white); transform: translateY(-2px); }
.btn-outline-light { background: transparent; color: var(--white); border-color: rgba(255,255,255,0.22); }
.btn-outline-light:hover { background: rgba(255,255,255,0.08); transform: translateY(-2px); border-color: rgba(255,255,255,0.5); }

/* ── Scroll reveal ── */
/* Elements are VISIBLE by default — JS adds .will-reveal only to below-fold elements */
.sr,.srl,.srr { transition: opacity 0.8s var(--ease), transform 0.8s var(--ease); }
.sr.will-reveal  { opacity: 0; transform: translateY(28px); }
.srl.will-reveal { opacity: 0; transform: translateX(-32px); }
.srr.will-reveal { opacity: 0; transform: translateX(32px); }
.sr.in,.srl.in,.srr.in { opacity: 1; transform: none; }
.d1{transition-delay:0.08s;} .d2{transition-delay:0.16s;} .d3{transition-delay:0.24s;}
.d4{transition-delay:0.32s;} .d5{transition-delay:0.42s;}

/* =====================================================
   TOP BAR
   ===================================================== */
.topbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  background: var(--ink);
  border-bottom: 1px solid rgba(155,107,69,0.15);
  padding: 8px 0;
  font-family: var(--sans);
  will-change: transform;
  transition: transform 0.15s linear;
}
.topbar-inner { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px; }
.tg { display: flex; align-items: center; gap: 20px; }
.ti { display: flex; align-items: center; gap: 6px; font-size: 0.76rem; color: rgba(245,241,232,0.45); transition: color 0.2s; }
a.ti:hover { color: var(--br-hi); }
.ti i { color: var(--br-hi); font-size: 0.74rem; }

/* =====================================================
   HEADER
   ===================================================== */
#header {
  position: fixed; top: var(--tb-h); left: 0; width: 100%; z-index: 900;
  padding: 18px 0;
  background: rgba(14,13,11,1);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  box-shadow: 0 1px 0 rgba(212,176,106,0.08);
  transition: padding 0.4s var(--ease), background 0.4s, box-shadow 0.4s;
}
#header.stuck {
  top: var(--tb-h);
  background: rgba(10,22,40,0.98);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  padding: 12px 0;
  box-shadow: 0 1px 0 rgba(212,176,106,0.15), 0 8px 32px rgba(0,0,0,0.28);
}
.hdr { display: flex; align-items: center; justify-content: space-between; gap: 24px; }

.logo { display: flex; align-items: center; gap: 13px; }
.logo-img-wrap { gap: 0; }
.logo-img {
  height: 48px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
  display: block;
  filter: brightness(0) invert(1);
}
.logo-img-footer {
  height: 44px;
  filter: brightness(0) invert(1);
}
.logo-sq {
  width: 44px; height: 44px;
  background: var(--br-hi);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--serif);
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--ink);
  border-radius: 2px;
  flex-shrink: 0;
}
.logo-t { display: flex; flex-direction: column; }
.logo-name { font-family: var(--serif); font-size: 1.06rem; font-weight: 700; color: var(--white); line-height: 1.15; }
.logo-tag  { font-family: var(--sans); font-size: 0.6rem; letter-spacing: 0.22em; text-transform: uppercase; color: var(--br-hi); margin-top: 3px; }

.nav { display: flex; align-items: center; gap: 30px; }
.nav a {
  font-family: var(--sans);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.58);
  position: relative;
  padding-bottom: 2px;
  transition: color 0.2s;
}
.nav a::after { content: ''; position: absolute; bottom: 0; left: 0; width: 0; height: 1px; background: var(--br-hi); transition: width 0.28s var(--ease); }
.nav a:hover { color: rgba(255,255,255,0.9); }
.nav a:hover::after { width: 100%; }
.nav .btn { padding: 10px 22px; }
.nav .btn::after { display: none; }

.burger { display: none; flex-direction: column; gap: 5px; cursor: pointer; }
.burger span { display: block; width: 24px; height: 1.5px; background: var(--white); transition: 0.3s; border-radius: 2px; }
.burger.open span:nth-child(1) { transform: rotate(45deg) translate(4.5px, 4.5px); }
.burger.open span:nth-child(2) { opacity: 0; }
.burger.open span:nth-child(3) { transform: rotate(-45deg) translate(4.5px, -4.5px); }

.mob-nav {
  position: fixed; inset: 0; background: var(--ink-2); z-index: 850;
  display: flex; flex-direction: column; padding: 96px 44px 60px; gap: 0;
  opacity: 0; pointer-events: none; transition: opacity 0.35s var(--ease);
}
.mob-nav.open { opacity: 1; pointer-events: all; }
.mob-nav a {
  font-family: var(--serif);
  font-size: 2.4rem;
  font-weight: 700;
  color: rgba(245,241,232,0.5);
  padding: 12px 0;
  border-bottom: 1px solid rgba(155,107,69,0.1);
  transition: color 0.2s, padding-left 0.25s var(--ease);
}
.mob-nav a:hover { color: var(--br-hi); padding-left: 16px; }
.mob-nav a:last-child { border: none; }

/* =====================================================
   HERO  —  split layout, lawyer photo RIGHT (only use)
   ===================================================== */
#hero {
  min-height: 100vh;
  min-height: 100svh;
  background: var(--ink);
  position: relative;
  overflow: hidden;
}

/* Subtle cross-hatch on right side */
.hero-bg {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(155,107,69,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(155,107,69,0.04) 1px, transparent 1px);
  background-size: 56px 56px;
  pointer-events: none;
}
.hero-bg::after {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 65% 80% at 68% 50%, rgba(30,26,18,0) 0%, var(--ink) 90%);
}

/* Left content column — always in flow, full section width */
.hero-left {
  position: relative;
  z-index: 3;
  min-height: 100vh;
  min-height: 100svh;
  display: flex;
  flex-direction: column;
  justify-content: center;
  /* top: clear fixed topbar (36) + header (~54) + breathing */
  padding-top: 100px;
  padding-bottom: 48px;
  /* right: reserve ~42% of viewport for the absolute photo */
  padding-right: max(42vw, 44px);
  /* left: align to global .wrap gutter on wide screens */
  padding-left: max(44px, calc((100vw - 1200px) / 2));
}

/* Right photo column — absolute, never creates an empty grid track */
.hero-right {
  position: absolute;
  right: 0; top: 0; bottom: 0;
  width: 40%;
  z-index: 2;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  overflow: hidden;
}
.hero-photo {
  height: 78%;
  width: auto;
  max-width: 100%;
  object-fit: contain;
  object-position: bottom center;
  display: block;
  position: relative;
  z-index: 2;
  /* slight warm filter to blend with palette */
  filter: sepia(12%) contrast(1.04) brightness(0.96);
}
.hero-photo-fade {
  position: absolute; bottom: 0; left: 0; right: 0;
  height: 260px;
  background: linear-gradient(to top, var(--ink) 0%, transparent 100%);
  z-index: 3;
}
.hero-photo-fade::before {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(to right, var(--ink) 0%, transparent 50%);
}
.hero-name-card {
  position: absolute; bottom: 40px; left: 50%; transform: translateX(-50%);
  z-index: 4; text-align: center; white-space: nowrap;
}
.hero-name-card h3 {
  font-family: var(--serif);
  font-size: 1.2rem;
  font-weight: 400;
  font-style: italic;
  color: var(--cream);
  letter-spacing: 0.01em;
}
.hero-name-card p {
  font-family: var(--sans);
  font-size: 0.68rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--br-hi);
  margin-top: 4px;
}

/* divider between columns */
.hero-col-div {
  position: absolute;
  top: 0; bottom: 0; left: 60%;
  width: 1px;
  background: linear-gradient(to bottom, transparent 0%, rgba(155,107,69,0.22) 30%, rgba(155,107,69,0.22) 70%, transparent 100%);
  z-index: 4;
}

/* Content */
.hero-pre {
  display: flex; align-items: center; gap: 10px;
  margin-bottom: 28px;
  animation: appear 0.8s var(--ease) 0.1s both;
}
.hero-pre span { font-family: var(--sans); font-size: 0.7rem; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: rgba(245,241,232,0.38); }
.hero-pre::before { content: ''; width: 32px; height: 1px; background: var(--br-hi); display: block; }

h1.hero-h1 {
  font-family: var(--serif);
  font-size: clamp(2.6rem, 4.8vw, 4.4rem);
  font-weight: 700;
  line-height: 1.06;
  color: var(--white);
  letter-spacing: -0.02em;
  animation: appear 0.9s var(--ease) 0.2s both;
  margin-bottom: 0;
}
h1.hero-h1 em {
  font-style: italic;
  font-weight: 400;
  color: var(--br-hi);
  display: block;
}

.hero-strapline {
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.1rem;
  color: rgba(245,241,232,0.42);
  margin: 14px 0 22px;
  padding: 12px 0;
  border-top: 1px solid rgba(155,107,69,0.18);
  border-bottom: 1px solid rgba(155,107,69,0.18);
  animation: appear 0.9s var(--ease) 0.3s both;
}

.hero-ctas {
  display: flex; gap: 14px; flex-wrap: wrap;
  animation: appear 0.9s var(--ease) 0.4s both;
  margin-bottom: 28px;
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid rgba(155,107,69,0.18);
  padding-top: 20px;
  animation: appear 0.9s var(--ease) 0.55s both;
}
.hstat { padding: 0 18px; border-right: 1px solid rgba(155,107,69,0.1); }
.hstat:first-child { padding-left: 0; }
.hstat:last-child  { border-right: none; }
.hstat-n {
  font-family: var(--serif);
  font-size: 2.6rem;
  font-weight: 700;
  color: var(--br-hi);
  line-height: 1;
  display: block;
  letter-spacing: -0.02em;
}
.hstat-l {
  font-family: var(--sans);
  font-size: 0.7rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.3);
  margin-top: 6px;
  display: block;
}

.scroll-cue {
  position: absolute; bottom: 30px; left: 50%; transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; gap: 7px; z-index: 5;
}
.scroll-cue span { font-size: 0.62rem; letter-spacing: 0.22em; text-transform: uppercase; color: rgba(255,255,255,0.2); font-family: var(--sans); }
.scroll-cue-line { width: 1px; height: 44px; background: linear-gradient(to bottom, rgba(155,107,69,0.7), transparent); animation: scrollpulse 2.2s ease infinite; }

@keyframes appear  { from { opacity:0; transform:translateY(20px); } to { opacity:1; transform:none; } }
@keyframes scrollpulse { 0%{opacity:0;transform:scaleY(0);transform-origin:top;} 50%{opacity:1;} 100%{opacity:0;transform:scaleY(1);transform-origin:top;} }

/* =====================================================
   MARQUEE
   ===================================================== */
.marquee { background: var(--br-lo); padding: 11px 0; overflow: hidden; }
.marquee-track {
  display: flex; gap: 52px; width: max-content;
  animation: mroll 28s linear infinite;
}
.marquee-track:hover { animation-play-state: paused; }
.m-it { display: flex; align-items: center; gap: 10px; font-family: var(--sans); font-size: 0.72rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(245,241,232,0.75); white-space: nowrap; }
.m-it i { opacity: 0.5; }
.m-sep { color: rgba(245,241,232,0.28); font-size: 0.7rem; }
@keyframes mroll { 0%{transform:translateX(0);} 100%{transform:translateX(-50%);} }

/* =====================================================
   ABOUT  —  no lawyer photo here
   ===================================================== */
#about { padding: 80px 0; background: var(--cream); position: relative; overflow: hidden; }
#about::after {
  content: '§';
  position: absolute; right: -2%; bottom: -12%;
  font-family: var(--serif); font-size: 44rem; font-weight: 700;
  color: rgba(155,107,69,0.06); line-height: 1;
  pointer-events: none; user-select: none;
}
.about-cols { display: grid; grid-template-columns: 5fr 6fr; gap: 84px; align-items: center; }
.about-img-col { position: relative;  }
.about-img-wrap { position: relative; border-radius: 3px; overflow: hidden; }
.about-img-wrap img {
  width: 100%; height: 780px; object-fit: cover;
  filter: sepia(15%) contrast(1.06);
  display: block;
  
}
.about-img-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to bottom, transparent 60%, rgba(15,13,11,0.5) 100%);
}
.about-img-caption {
  position: absolute; bottom: 24px; left: 24px; right: 24px;
  padding: 18px 20px;
  background: rgba(15,13,11,0.88);
  border-left: 3px solid var(--br-hi);
  backdrop-filter: blur(8px);
}
.about-img-caption p {
  font-family: var(--serif);
  font-style: italic;
  font-size: 0.96rem;
  color: rgba(245,241,232,0.78);
  line-height: 1.6;
}
.about-img-caption span {
  display: block;
  font-family: var(--sans);
  font-size: 0.66rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--br-hi);
  margin-top: 8px;
}
.about-corner { position: absolute; bottom: -16px; right: -16px; width: 55%; height: 55%; border: 1.5px solid rgba(155,107,69,0.22); border-radius: 3px; z-index: -1; }
.about-yrs {
  position: absolute; top: 24px; left: -26px;
  background: var(--br-lo); color: var(--cream);
  padding: 18px 20px; border-radius: 2px; text-align: center;
  box-shadow: var(--sh-lg);
}
.about-yrs-n { font-family: var(--serif); font-size: 2.4rem; font-weight: 700; color: var(--cream); line-height: 1; display: block; }
.about-yrs-l { font-family: var(--sans); font-size: 0.62rem; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: rgba(245,241,232,0.6); margin-top: 4px; display: block; }

.about-text {}
.about-blockquote {
  font-family: var(--serif);
  font-style: italic;
  font-size: 1.55rem;
  font-weight: 400;
  color: var(--ink-2);
  line-height: 1.55;
  border-left: 3px solid var(--br);
  padding-left: 22px;
  margin-bottom: 28px;
}
.about-body-p { font-size: 1.0rem; color: var(--mid); line-height: 1.88; margin-bottom: 18px; }

.cred-list { display: flex; flex-direction: column; gap: 9px; margin: 30px 0; }
.cred-row {
  display: grid; grid-template-columns: 36px 1fr; gap: 14px; align-items: start;
  padding: 13px 16px;
  background: var(--white);
  border-left: 2px solid var(--br);
  border-radius: 0 2px 2px 0;
  transition: background 0.2s;
}
.cred-row:hover { background: var(--cream-2); }
.cred-ic { width: 34px; height: 34px; background: var(--br); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 0.78rem; color: var(--white); flex-shrink: 0; }
.cred-t  { font-size: 0.92rem; font-weight: 700; color: var(--text); }
.cred-s  { font-size: 0.8rem; color: var(--soft); margin-top: 2px; }

.courts { display: flex; flex-wrap: wrap; gap: 7px; margin: 22px 0 32px; }
.ctag { padding: 5px 15px; border: 1px solid var(--cream-3); border-radius: 30px; font-size: 0.78rem; font-weight: 600; color: var(--mid); background: var(--white); transition: border-color 0.2s, color 0.2s; }
.ctag:hover { border-color: var(--br); color: var(--br-lo); }

/* =====================================================
   PRACTICE — editorial numbered rows
   ===================================================== */
#practice { padding: 80px 0; background: var(--ink); position: relative; overflow: hidden; }
#practice::before {
  content: 'LAW';
  position: absolute; bottom: -50px; right: -16px;
  font-family: var(--serif); font-size: 32rem; font-weight: 700;
  color: rgba(155,107,69,0.04); line-height: 1; letter-spacing: -0.06em;
  pointer-events: none; user-select: none;
}
.prac-head { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: end; margin-bottom: 72px; }
.prac-head .body-text { color: rgba(245,241,232,0.42); }

/* Numbered list */
.prac-list { border-top: 1px solid rgba(155,107,69,0.14); }
.prac-row {
  display: grid; grid-template-columns: 78px 1fr 52px; align-items: center;
  gap: 28px; padding: 28px 0;
  border-bottom: 1px solid rgba(155,107,69,0.14);
  transition: padding-left 0.32s var(--ease), background 0.32s;
  position: relative;
  cursor: default;
}
.prac-row:hover { padding-left: 18px; background: rgba(155,107,69,0.04); }
.prac-n {
  font-family: var(--serif); font-size: 4rem; font-weight: 700;
  color: rgba(155,107,69,0.14); line-height: 1;
  user-select: none; transition: color 0.3s;
}
.prac-row:hover .prac-n { color: rgba(155,107,69,0.38); }
.prac-body {}
.prac-title {
  font-family: var(--serif); font-size: 1.5rem; font-weight: 700;
  color: var(--cream); margin-bottom: 7px; line-height: 1.25;
  transition: color 0.2s;
}
.prac-row:hover .prac-title { color: var(--br-hi); }
.prac-desc { font-size: 0.92rem; color: rgba(245,241,232,0.42); line-height: 1.75; max-width: 56ch; }
.prac-ic {
  width: 48px; height: 48px;
  border: 1px solid rgba(155,107,69,0.22); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: rgba(155,107,69,0.45); font-size: 1.0rem;
  transition: background 0.25s, border-color 0.25s, color 0.25s, transform 0.3s var(--ease);
  flex-shrink: 0;
}
.prac-row:hover .prac-ic { background: var(--br-hi); border-color: var(--br-hi); color: var(--ink); transform: rotate(45deg); }

/* =====================================================
   STATS BAND
   ===================================================== */
#stats {
  padding: 80px 0;
  background: var(--ink-2);
  border-top: 1px solid rgba(155,107,69,0.1);
  border-bottom: 1px solid rgba(155,107,69,0.1);
  overflow: hidden;
}
.stats-row { display: grid; grid-template-columns: repeat(4, 1fr); }
.stat-cell {
  padding: 0 44px;
  border-right: 1px solid rgba(155,107,69,0.1);
  position: relative;
}
.stat-cell:first-child { padding-left: 0; }
.stat-cell:last-child  { border-right: none; }
.stat-cell::before {
  content: ''; position: absolute; top: 0; left: 0;
  width: 0; height: 3px; background: var(--br-hi);
  transition: width 0.7s var(--ease);
}
.stat-cell.in::before { width: 50%; }
.stat-n {
  font-family: var(--serif); font-size: 4.6rem; font-weight: 700;
  color: var(--br-hi); line-height: 1; display: block; letter-spacing: -0.03em;
}
.stat-l {
  font-family: var(--sans); font-size: 0.72rem; font-weight: 700;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: rgba(245,241,232,0.3); margin-top: 10px; display: block;
}

/* =====================================================
   BANKS
   ===================================================== */
#banks { padding: 64px 0; background: var(--cream); border-bottom: 1px solid var(--cream-3); overflow: hidden; }
.banks-row { display: flex; align-items: center; gap: 44px; }
.banks-lbl {
  font-family: var(--sans); font-size: 0.68rem; font-weight: 700;
  letter-spacing: 0.22em; text-transform: uppercase;
  color: var(--soft); white-space: nowrap; flex-shrink: 0;
  padding-left: 28px; position: relative;
}
.banks-lbl::before { content: ''; position: absolute; left: 0; top: 50%; transform: translateY(-50%); width: 18px; height: 1px; background: var(--br); }
.banks-div { width: 1px; height: 52px; background: var(--cream-3); flex-shrink: 0; }
.banks-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; flex: 1; }
.bank-card {
  display: flex; align-items: center; gap: 12px;
  padding: 14px 18px;
  background: var(--white); border: 1px solid var(--cream-3); border-radius: 2px;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.25s var(--ease);
}
.bank-card:hover { border-color: rgba(155,107,69,0.4); box-shadow: var(--sh-sm); transform: translateY(-2px); }
.bank-dot { width: 34px; height: 34px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 0.62rem; font-weight: 800; color: var(--white); flex-shrink: 0; }
.sbi  { background: #1a3c6e; } .ubi  { background: #c41e3a; }
.axis { background: #800020; } .hdfc { background: #004c8c; }
.bank-nm  { font-family: var(--sans); font-size: 0.84rem; font-weight: 700; color: var(--text); }
.bank-sub { font-family: var(--sans); font-size: 0.7rem; color: var(--soft); margin-top: 1px; display: block; }

/* ── Banks section: expanded layout ── */
.banks-intro { display: flex; justify-content: space-between; align-items: flex-end; margin-bottom: 36px; gap: 24px; flex-wrap: wrap; }
.banks-total { text-align: right; flex-shrink: 0; }
.bt-n { font-family: var(--serif); font-size: 3.6rem; font-weight: 700; color: var(--br-lo); line-height: 1; display: block; }
.bt-n sup { font-size: 1.8rem; vertical-align: super; }
.bt-l { font-family: var(--sans); font-size: 0.68rem; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--soft); display: block; margin-top: 4px; }
.banks-section-lbl { font-family: var(--sans); font-size: 0.68rem; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--br); margin-bottom: 14px; display: flex; align-items: center; gap: 10px; }
.banks-section-lbl::after { content: ''; flex: 1; height: 1px; background: var(--cream-3); }
.banks-personal-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(180px, 1fr)); gap: 10px; margin-bottom: 36px; }
.banks-firms-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.bfc { background: var(--white); border: 1px solid var(--cream-3); border-radius: 2px; padding: 20px 22px; }
.bfc-h { font-family: var(--sans); font-size: 0.76rem; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--br-lo); margin-bottom: 14px; padding-bottom: 10px; border-bottom: 1px solid var(--cream-3); }
.bfc-list { display: flex; flex-direction: column; gap: 6px; }
.bfc-item { font-family: var(--sans); font-size: 0.82rem; color: var(--mid); padding: 4px 0; border-bottom: 1px solid rgba(155,107,69,0.07); display: flex; align-items: center; gap: 8px; }
.bfc-item::before { content: ''; width: 4px; height: 4px; background: var(--br-hi); border-radius: 50%; flex-shrink: 0; }
.bfc-item:last-child { border-bottom: none; }

/* =====================================================
   WHY US
   ===================================================== */
#why { padding: 80px 0; background: var(--white); overflow: hidden; }
.why-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 84px; align-items: center; }
.why-features { margin-top: 40px; display: flex; flex-direction: column; gap: 16px; }
.wf {
  display: grid; grid-template-columns: 46px 1fr; gap: 16px; align-items: flex-start;
  padding: 18px; border: 1px solid transparent; border-radius: 2px;
  transition: background 0.2s, border-color 0.2s, transform 0.3s var(--ease);
}
.wf:hover { background: var(--cream); border-color: var(--cream-3); transform: translateX(8px); box-shadow: var(--sh-sm); }
.wf-ic { width: 44px; height: 44px; background: var(--ink); border-radius: 2px; display: flex; align-items: center; justify-content: center; color: var(--br-hi); font-size: 1.0rem; flex-shrink: 0; }
.wf-title { font-size: 1.0rem; font-weight: 700; color: var(--text); margin-bottom: 5px; }
.wf-desc  { font-size: 0.92rem; color: var(--mid); line-height: 1.78; }

.why-photo-col { position: relative; }
.why-photo-col img { width: 100%; height: 520px; object-fit: cover; border-radius: 3px; filter: sepia(12%) contrast(1.05); display: block; }
.why-photo-quote {
  position: absolute; bottom: -28px; left: -28px;
  background: var(--ink); padding: 28px 30px;
  border-radius: 2px; max-width: 300px; box-shadow: var(--sh-lg);
}
.wq-mark { font-family: var(--serif); font-size: 3rem; color: var(--br-hi); line-height: 1; margin-bottom: 6px; }
.wq-text { font-family: var(--serif); font-style: italic; font-size: 1.02rem; color: rgba(245,241,232,0.72); line-height: 1.65; }
.wq-attr { font-family: var(--sans); font-size: 0.68rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--br-hi); margin-top: 12px; }

/* =====================================================
   PROCESS
   ===================================================== */
#process { padding: 80px 0; background: var(--cream-2); overflow: hidden; }
.process-hd { text-align: center; margin-bottom: 72px; }
.process-hd .body-text { text-align: center; margin: 14px auto 0; }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); position: relative; }
.steps::before {
  content: ''; position: absolute; top: 42px;
  left: calc(12.5% + 20px); right: calc(12.5% + 20px);
  height: 1px; background: linear-gradient(90deg, transparent, rgba(155,107,69,0.3) 20%, rgba(155,107,69,0.3) 80%, transparent);
}
.step { display: flex; flex-direction: column; align-items: center; text-align: center; padding: 0 22px; }
.step-ring {
  width: 84px; height: 84px; border: 1.5px solid rgba(155,107,69,0.28);
  border-radius: 50%; background: var(--white);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 28px; position: relative;
  transition: background 0.3s, border-color 0.3s, box-shadow 0.3s;
}
.step:hover .step-ring { background: var(--br-lo); border-color: var(--br-lo); box-shadow: 0 8px 28px rgba(110,72,40,0.3); }
.step-ring i { font-size: 1.3rem; color: var(--br); transition: color 0.3s; }
.step:hover .step-ring i { color: var(--cream); }
.step-n { position: absolute; top: -5px; right: -5px; width: 24px; height: 24px; background: var(--ink); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-family: var(--sans); font-size: 0.66rem; font-weight: 700; color: var(--br-hi); }
.step h4 { font-family: var(--serif); font-size: 1.08rem; font-weight: 700; color: var(--text); margin-bottom: 9px; }
.step p  { font-size: 0.9rem; color: var(--mid); line-height: 1.78; }

/* =====================================================
   TESTIMONIAL
   ===================================================== */
#testimonial { padding: 80px 0; background: var(--ink); position: relative; overflow: hidden; }
#testimonial::before {
  content: '\201C'; position: absolute; top: -80px; left: 1%;
  font-family: var(--serif); font-size: 46rem; color: rgba(155,107,69,0.04);
  line-height: 1; pointer-events: none;
}
.testi-center { max-width: 820px; margin: 0 auto; text-align: center; }
.testi-stars { display: flex; gap: 5px; justify-content: center; margin-bottom: 30px; }
.testi-stars i { color: var(--br-hi); font-size: 0.95rem; }
.testi-q {
  font-family: var(--serif); font-style: italic; font-size: clamp(1.25rem, 2.5vw, 1.65rem);
  font-weight: 400; color: rgba(245,241,232,0.76); line-height: 1.72; margin-bottom: 36px;
}
.testi-line { width: 40px; height: 1px; background: rgba(155,107,69,0.45); margin: 0 auto 26px; }
.testi-who { display: flex; align-items: center; justify-content: center; gap: 14px; }
.testi-av {
  width: 48px; height: 48px;
  background: var(--ink-3); border: 1.5px solid rgba(155,107,69,0.3);
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-family: var(--serif); font-weight: 700; font-size: 1rem; color: var(--br-hi);
  flex-shrink: 0;
}
.testi-name { font-family: var(--sans); font-weight: 700; font-size: 0.94rem; color: var(--white); text-align: left; }
.testi-role { font-family: var(--sans); font-size: 0.72rem; color: var(--br-hi); margin-top: 2px; }
.testi-dots { display: flex; justify-content: center; gap: 8px; margin-top: 44px; }
.testi-dot { width: 6px; height: 6px; border-radius: 50%; background: rgba(155,107,69,0.24); cursor: pointer; transition: background 0.3s, width 0.3s var(--ease); }
.testi-dot.active { background: var(--br-hi); width: 24px; border-radius: 3px; }

/* =====================================================
   TEAM  —  no real photos, monogram placeholders
   ===================================================== */
#team { padding: 80px 0; background: var(--cream); overflow: hidden; }
.team-hdr { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 60px; gap: 20px; flex-wrap: wrap; }
.team-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 20px; align-items: start; }
.tc {
  background: var(--white); border: 1px solid var(--cream-3); border-radius: 3px;
  overflow: hidden; transition: transform 0.35s var(--ease), box-shadow 0.35s;
}
.tc:hover { transform: translateY(-8px); box-shadow: var(--sh-lg); }
.tc.main { background: var(--ink); border-color: transparent; }
.tc-photo {
  position: relative; overflow: hidden;
  background: var(--ink-2);
  display: flex; align-items: center; justify-content: center;
}
.tc.main .tc-photo { height: 300px; background: linear-gradient(145deg, var(--ink), var(--ink-3)); }
.tc:not(.main) .tc-photo { height: 200px; background: linear-gradient(145deg, var(--ink-2), var(--ink-3)); }
.tc-monogram {
  width: 96px; height: 96px;
  border: 1.5px solid rgba(155,107,69,0.35); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--serif); font-size: 2rem; font-weight: 700; font-style: italic;
  color: var(--br-hi);
}
.tc-flag {
  position: absolute; top: 14px; right: 14px;
  background: var(--br-hi); color: var(--ink);
  font-family: var(--sans); font-size: 0.62rem; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase;
  padding: 4px 11px; border-radius: 30px;
}
.tc-body { padding: 24px 26px 28px; }
.tc.main .tc-body { padding: 26px 30px 32px; }
.tc-name { font-family: var(--serif); font-size: 1.18rem; font-weight: 700; color: var(--text); margin-bottom: 2px; }
.tc.main .tc-name { color: var(--cream); font-size: 1.32rem; }
.tc-role { font-family: var(--sans); font-size: 0.7rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--br); margin-bottom: 13px; }
.tc.main .tc-role { color: var(--br-hi); }
.tc-bio  { font-size: 0.9rem; color: var(--mid); line-height: 1.78; margin-bottom: 16px; }
.tc.main .tc-bio { color: rgba(245,241,232,0.48); }
.tc-tags { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 16px; }
.tc-tag  { padding: 3px 10px; background: var(--cream-2); border-radius: 30px; font-family: var(--sans); font-size: 0.7rem; font-weight: 600; color: var(--mid); }
.tc.main .tc-tag { background: rgba(255,255,255,0.08); color: rgba(245,241,232,0.5); }
.tc-div  { height: 1px; background: var(--cream-3); margin-bottom: 14px; }
.tc.main .tc-div { background: rgba(255,255,255,0.1); }
.tc-contacts { display: flex; flex-direction: column; gap: 6px; }
.tc-c-row { display: flex; align-items: center; gap: 8px; font-size: 0.82rem; color: var(--mid); }
.tc.main .tc-c-row { color: rgba(245,241,232,0.4); }
.tc-c-row i { color: var(--br); font-size: 0.78rem; width: 13px; }
.tc.main .tc-c-row i { color: var(--br-hi); }

/* =====================================================
   BLOG  — asymmetric magazine grid with Unsplash images
   ===================================================== */
#blog { padding: 80px 0; background: var(--white); overflow: hidden; }
.blog-hdr { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 52px; gap: 20px; flex-wrap: wrap; }
.blog-layout { display: grid; grid-template-columns: 1.5fr 1fr; gap: 20px; }
.blog-right { display: flex; flex-direction: column; gap: 20px; }
.bp {
  background: var(--white); border: 1px solid var(--cream-3); border-radius: 3px;
  overflow: hidden; transition: transform 0.35s var(--ease), box-shadow 0.35s;
  display: flex; flex-direction: column;
}
.bp:hover { transform: translateY(-6px); box-shadow: var(--sh-md); }
.bp-img { position: relative; overflow: hidden; }
.bp.big .bp-img { height: 290px; }
.bp:not(.big) .bp-img { height: 170px; }
.bp-img img { width: 100%; height: 100%; object-fit: cover; display: block; filter: sepia(10%) contrast(1.06); transition: transform 0.5s var(--ease); }
.bp:hover .bp-img img { transform: scale(1.05); }
.bp-cat {
  position: absolute; top: 14px; left: 14px;
  background: var(--br-lo); color: var(--cream);
  font-family: var(--sans); font-size: 0.62rem; font-weight: 700;
  letter-spacing: 0.14em; text-transform: uppercase;
  padding: 4px 11px; border-radius: 30px;
}
.bp-body { padding: 22px 24px 26px; flex: 1; display: flex; flex-direction: column; }
.bp-meta { display: flex; align-items: center; gap: 14px; margin-bottom: 10px; }
.bp-meta span { font-family: var(--sans); font-size: 0.72rem; color: var(--soft); display: flex; align-items: center; gap: 5px; }
.bp-meta i { font-size: 0.68rem; color: var(--br); }
.bp-title {
  font-family: var(--serif); font-size: 1.12rem; font-weight: 700;
  color: var(--text); line-height: 1.35; margin-bottom: 10px;
  transition: color 0.2s;
}
.bp.big .bp-title { font-size: 1.38rem; }
.bp:hover .bp-title { color: var(--br-lo); }
.bp-excerpt { font-family: var(--sans); font-size: 0.88rem; color: var(--mid); line-height: 1.78; margin-bottom: 16px; flex: 1; display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }
.bp-more { font-family: var(--sans); font-size: 0.72rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--br-lo); display: inline-flex; align-items: center; gap: 6px; transition: gap 0.2s; }
.bp:hover .bp-more { gap: 12px; }

/* =====================================================
   CTA STRIP
   ===================================================== */
.cta-strip {
  background: var(--ink); border-top: 1px solid rgba(155,107,69,0.15);
  border-bottom: 1px solid rgba(155,107,69,0.15); padding: 72px 0;
}
.cta-in { display: flex; align-items: center; justify-content: space-between; gap: 40px; flex-wrap: wrap; }
.cta-copy h2 { font-family: var(--serif); font-size: clamp(1.8rem, 3vw, 2.5rem); font-weight: 700; color: var(--cream); margin-bottom: 8px; }
.cta-copy p  { font-family: var(--sans); font-size: 1.0rem; color: rgba(245,241,232,0.5); }
.cta-btns    { display: flex; gap: 12px; flex-wrap: wrap; flex-shrink: 0; }

/* =====================================================
   CONTACT
   ===================================================== */
#contact { padding: 80px 0; background: var(--ink-2); overflow: hidden; }
.contact-cols { display: grid; grid-template-columns: 5fr 7fr; gap: 72px; align-items: start; }
.c-info .hed { color: var(--cream); }
.c-info .hed em { color: var(--br-hi); }
.c-info .body-text { color: rgba(245,241,232,0.44); }
.c-list { margin-top: 44px; display: flex; flex-direction: column; gap: 22px; }
.c-item { display: grid; grid-template-columns: 44px 1fr; gap: 14px; align-items: flex-start; }
.c-ic { width: 42px; height: 42px; border: 1px solid rgba(155,107,69,0.22); border-radius: 2px; display: flex; align-items: center; justify-content: center; color: var(--br-hi); font-size: 0.95rem; transition: background 0.2s, border-color 0.2s; }
.c-item:hover .c-ic { background: var(--br-hi); color: var(--ink); border-color: var(--br-hi); }
.c-lbl { font-family: var(--sans); font-size: 0.65rem; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--br-hi); margin-bottom: 4px; }
.c-val { font-family: var(--sans); font-size: 0.94rem; color: rgba(245,241,232,0.65); line-height: 1.65; }
.c-val a { color: rgba(245,241,232,0.65); transition: color 0.2s; }
.c-val a:hover { color: var(--br-hi); }
.c-socials { margin-top: 36px; padding-top: 28px; border-top: 1px solid rgba(155,107,69,0.12); }
.c-soc-lbl { font-family: var(--sans); font-size: 0.65rem; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: rgba(245,241,232,0.25); margin-bottom: 12px; }
.c-soc-row { display: flex; gap: 9px; }
.c-soc { width: 38px; height: 38px; border: 1px solid rgba(255,255,255,0.1); border-radius: 2px; display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.36); font-size: 0.84rem; transition: border-color 0.2s, color 0.2s, background 0.2s; }
.c-soc:hover { border-color: var(--br-hi); color: var(--br-hi); background: rgba(155,107,69,0.08); }

.form-box { background: var(--cream); border-radius: 3px; padding: 48px 44px; }
.form-box h3 { font-family: var(--serif); font-size: 1.65rem; font-weight: 700; color: var(--text); margin-bottom: 5px; }
.form-box p.fsub { font-family: var(--sans); font-size: 0.9rem; color: var(--mid); margin-bottom: 30px; }
.f2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 14px; }
.fg { display: flex; flex-direction: column; margin-bottom: 14px; }
.fg:last-of-type { margin-bottom: 22px; }
.fl { font-family: var(--sans); font-size: 0.7rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--mid); margin-bottom: 7px; }
.fi, .fsel, .fta {
  padding: 13px 16px;
  border: 1.5px solid var(--cream-3); border-radius: 2px;
  font-family: var(--sans); font-size: 0.94rem; color: var(--text); background: var(--white);
  transition: border-color 0.2s, box-shadow 0.2s; outline: none; width: 100%;
}
.fi:focus, .fsel:focus, .fta:focus { border-color: var(--br); box-shadow: 0 0 0 3px rgba(155,107,69,0.12); }
.fta { resize: vertical; min-height: 108px; }
.fsel { cursor: pointer; appearance: none; }
.fdiscl { font-family: var(--sans); font-size: 0.76rem; color: var(--soft); display: flex; align-items: flex-start; gap: 7px; line-height: 1.65; margin-bottom: 22px; }
.fdiscl i { color: var(--br); margin-top: 2px; font-size: 0.78rem; flex-shrink: 0; }

/* =====================================================
   MAP
   ===================================================== */
.mapbar { height: 280px; background: var(--ink); position: relative; overflow: hidden; }
.mapbar::before {
  content: ''; position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(155,107,69,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(155,107,69,0.04) 1px, transparent 1px);
  background-size: 44px 44px;
}
.mapbar-in {
  position: absolute; inset: 0;
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 11px;
  background: linear-gradient(135deg, var(--ink) 0%, var(--ink-2) 100%);
}
.map-pin { width: 50px; height: 50px; background: var(--br-hi); border-radius: 50% 50% 50% 0; transform: rotate(-45deg); display: flex; align-items: center; justify-content: center; box-shadow: 0 6px 22px rgba(155,107,69,0.5); }
.map-pin i { transform: rotate(45deg); color: var(--ink); font-size: 1.2rem; }
.map-addr { font-family: var(--sans); font-size: 0.86rem; color: rgba(245,241,232,0.55); text-align: center; }
.map-addr strong { color: var(--br-hi); display: block; margin-bottom: 3px; font-size: 0.94rem; }
.map-link { display: inline-block; padding: 8px 22px; background: var(--br-hi); color: var(--ink); font-family: var(--sans); font-size: 0.7rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; border-radius: 2px; margin-top: 4px; transition: background 0.2s; }
.map-link:hover { background: #cda070; }

/* =====================================================
   FOOTER
   ===================================================== */
#footer { background: var(--ink); padding: 72px 0 0; border-top: 1px solid rgba(155,107,69,0.1); }
.footer-grid { display: grid; grid-template-columns: 2.2fr 1fr 1fr 1.3fr; gap: 52px; padding-bottom: 56px; border-bottom: 1px solid rgba(155,107,69,0.1); }
.f-desc  { font-family: var(--sans); font-size: 0.9rem; color: rgba(245,241,232,0.36); line-height: 1.85; margin: 18px 0 24px; }
.f-cert  { display: flex; align-items: center; gap: 10px; padding: 11px 14px; border: 1px solid rgba(155,107,69,0.16); border-radius: 2px; max-width: 280px; }
.f-cert i { color: var(--br-hi); font-size: 1.0rem; }
.f-cert-t { font-family: var(--sans); font-size: 0.72rem; color: rgba(245,241,232,0.36); line-height: 1.5; }
.f-cert-t strong { color: rgba(245,241,232,0.72); display: block; margin-bottom: 2px; }
.f-col-h { font-family: var(--serif); font-size: 0.92rem; font-weight: 700; color: var(--white); margin-bottom: 20px; padding-bottom: 10px; position: relative; }
.f-col-h::after { content: ''; position: absolute; bottom: 0; left: 0; width: 22px; height: 1.5px; background: var(--br-hi); }
.f-links { display: flex; flex-direction: column; gap: 9px; }
.f-links a { font-family: var(--sans); font-size: 0.88rem; color: rgba(245,241,232,0.38); transition: color 0.2s, padding-left 0.22s var(--ease); }
.f-links a:hover { color: var(--br-hi); padding-left: 8px; }
.f-contacts { display: flex; flex-direction: column; gap: 12px; }
.f-c-row { display: flex; align-items: flex-start; gap: 9px; font-family: var(--sans); font-size: 0.86rem; color: rgba(245,241,232,0.38); line-height: 1.6; }
.f-c-row i { color: var(--br-hi); font-size: 0.78rem; margin-top: 3px; flex-shrink: 0; }
.f-c-row a { color: rgba(245,241,232,0.38); transition: color 0.2s; }
.f-c-row a:hover { color: var(--br-hi); }
.fbot { padding: 20px 0; display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.f-copy { font-family: var(--sans); font-size: 0.8rem; color: rgba(245,241,232,0.24); }
.f-copy span { color: var(--br-hi); }
.f-legal { display: flex; gap: 18px; }
.f-legal a { font-family: var(--sans); font-size: 0.76rem; color: rgba(245,241,232,0.24); transition: color 0.2s; }
.f-legal a:hover { color: var(--br-hi); }
.f-sep { color: rgba(255,255,255,0.14); }

/* =====================================================
   BACK TO TOP
   ===================================================== */
#btt {
  position: fixed; bottom: 26px; right: 26px; z-index: 500;
  width: 40px; height: 40px; background: var(--br-hi); color: var(--ink);
  border-radius: 2px; display: flex; align-items: center; justify-content: center;
  font-size: 0.88rem; box-shadow: 0 4px 18px rgba(155,107,69,0.45);
  opacity: 0; pointer-events: none; transform: translateY(10px);
  transition: opacity 0.3s, transform 0.3s var(--ease), background 0.2s;
}
#btt.show { opacity: 1; pointer-events: all; transform: none; }
#btt:hover { background: #cda070; transform: translateY(-3px); }

/* =====================================================
   ANIMATIONS & INTERACTIONS
   ===================================================== */

/* Hero photo: subtle float */
@keyframes heroFloat {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-14px); }
}
.hero-photo {
  animation: heroFloat 7s ease-in-out infinite;
  filter: sepia(12%) contrast(1.04) brightness(0.96);
}

/* Scroll progress bar */
.scroll-progress {
  position: fixed;
  top: var(--tb-h);
  left: 0;
  height: 2px;
  width: 0%;
  background: linear-gradient(90deg, var(--br-lo), var(--br-hi), #d4a87a);
  z-index: 9999;
  pointer-events: none;
  box-shadow: 0 0 6px rgba(188,138,96,0.5);
}

/* Button shimmer sweep */
.btn { position: relative; overflow: hidden; }
.btn::before {
  content: '';
  position: absolute;
  top: -60%; left: -80%;
  width: 55%; height: 220%;
  background: linear-gradient(105deg, transparent 30%, rgba(255,255,255,0.16) 50%, transparent 70%);
  transform: skewX(-20deg);
  transition: left 0.55s var(--ease);
  pointer-events: none;
}
.btn:hover::before { left: 140%; }

/* Nav active state */
.nav a.active { color: rgba(255,255,255,0.9); }
.nav a.active::after { width: 100%; }

/* Practice row: bottom line reveal on hover */
.prac-row::before {
  content: '';
  position: absolute; left: 0; bottom: -1px;
  width: 0; height: 2px;
  background: linear-gradient(90deg, var(--br-hi), transparent 70%);
  transition: width 0.5s var(--ease);
  z-index: 1;
}
.prac-row:hover::before { width: 80%; }

/* Stats: number glow on reveal */
.stat-cell.in .stat-n { animation: statPop 0.5s var(--ease) 0.4s both; }
@keyframes statPop {
  0%   { opacity: 0; transform: scale(0.7); }
  60%  { transform: scale(1.08); }
  100% { opacity: 1; transform: scale(1); }
}
.stat-cell:hover .stat-n { text-shadow: 0 0 28px rgba(188,138,96,0.5); }

/* Process step: ring glow on hover */
.step:hover .step-ring {
  box-shadow: 0 0 0 8px rgba(155,107,69,0.1), 0 8px 28px rgba(110,72,40,0.3);
}

/* Why-us icon: spin on hover */
.wf-ic { transition: background 0.3s var(--ease), color 0.3s, transform 0.5s var(--ease); }
.wf:hover .wf-ic { background: var(--br); color: var(--white); transform: rotate(360deg); }

/* Card 3D tilt: driven by JS, but set perspective here */
.tc, .bp { will-change: transform; }
.tc { transform-style: preserve-3d; }
.bp { transform-style: preserve-3d; }

/* Practice area icon pulse */
.prac-row:hover .prac-ic i { animation: iconPulse 0.4s var(--ease); }
@keyframes iconPulse {
  0%   { transform: scale(1) rotate(0deg); }
  50%  { transform: scale(1.2) rotate(22deg); }
  100% { transform: scale(1) rotate(45deg); }
}

/* Testimonial panel fade */
@keyframes tFade {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: none; }
}

/* Hero stats count-up: animated when section enters */
.hstat-n { display: block; transition: color 0.3s; }

/* Logo square subtle pulse on page load */
@keyframes logoPulse {
  0%   { box-shadow: 0 0 0 0 rgba(188,138,96,0.4); }
  70%  { box-shadow: 0 0 0 10px rgba(188,138,96,0); }
  100% { box-shadow: 0 0 0 0 rgba(188,138,96,0); }
}
.logo-sq { animation: logoPulse 2.5s ease 1s 2; }

/* Bank cards: subtle lift + border glow */
.bank-card:hover { border-color: rgba(155,107,69,0.5); box-shadow: 0 4px 20px rgba(155,107,69,0.12), var(--sh-sm); }

/* About blockquote: accent border animate in */
.about-blockquote.in {
  animation: quoteIn 0.7s var(--ease) both;
}
@keyframes quoteIn {
  from { opacity: 0; padding-left: 0; border-left-color: transparent; }
  to   { opacity: 1; padding-left: 22px; border-left-color: var(--br); }
}

/* CTA strip: subtle bg movement */
.cta-strip { background-size: 200% 200%; }

/* Scroll-cue animation already defined (scrollpulse keyframe) */

/* Footer links: sliding arrow on hover */
.f-links a { position: relative; padding-left: 0; transition: color 0.2s, padding-left 0.22s var(--ease); }
.f-links a:hover { padding-left: 12px; }
.f-links a::before { content: '›'; position: absolute; left: 0; opacity: 0; color: var(--br-hi); transition: opacity 0.2s; }
.f-links a:hover::before { opacity: 1; }

/* =====================================================
   RESPONSIVE
   ===================================================== */

/* ── 1100px — tablet landscape ── */
@media (max-width: 1100px) {
  .hero-right { display: none; }
  .hero-col-div { display: none; }
  .hero-left {
    min-height: 100vh;
    min-height: 100svh;
    padding-right: 60px;
    padding-left: 44px;
  }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .about-cols { grid-template-columns: 1fr; }
  .about-img-col { display: none; }
}

/* ── 960px — tablet portrait ── */
@media (max-width: 960px) {
  .wrap { padding: 0 28px; }
  /* Reduce section padding on tablet */
  #about, #why, #team, #blog, #testimonial { padding: 72px 0; }
  #practice { padding: 72px 0; }
  #process { padding: 68px 0; }
  #stats { padding: 52px 0; }
  #contact { padding: 72px 0; }
  #banks { padding: 44px 0; }
  .prac-head { grid-template-columns: 1fr; gap: 28px; }
  .stats-row { grid-template-columns: 1fr 1fr; }
  .stat-cell {
    padding: 28px 24px;
    border-bottom: 1px solid rgba(155,107,69,0.1);
  }
  .stat-cell:nth-child(even) { border-right: none; }
  .banks-row { flex-direction: column; align-items: flex-start; }
  .banks-grid { grid-template-columns: repeat(2, 1fr); }
  .banks-personal-grid { grid-template-columns: repeat(4, 1fr); }
  .banks-firms-row { grid-template-columns: 1fr; gap: 16px; }
  .why-cols { grid-template-columns: 1fr; }
  .why-photo-col { display: none; }
  .team-grid { grid-template-columns: 1fr 1fr; }
  .team-grid .tc.main { grid-column: span 2; }
  .blog-layout { grid-template-columns: 1fr; }
  .blog-right { flex-direction: row; }
  .contact-cols { grid-template-columns: 1fr; }
  .prac-n { font-size: 2.8rem; }
}

/* ── 768px — mobile: hide topbar, always-dark header ── */
@media (max-width: 768px) {
  /* Hide top contact bar — too small to be useful, reclaims vertical space */
  .topbar { display: none; }
  /* Header now sits flush at top with permanent dark background */
  #header {
    top: 0 !important;
    background: rgba(10,22,40,0.98) !important;
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    padding: 12px 0;
  }
  #header.stuck { top: 0 !important; }
  html { scroll-padding-top: 68px; }
  /* Mobile nav: padding clears the compact header */
  .mob-nav { padding-top: 72px; }
  /* Hero: reclaim space now that topbar is gone */
  .hero-left { padding-top: 80px; padding-bottom: 48px; }
  .hero-ctas { margin-bottom: 28px; }
}

/* ── 680px — mobile ── */
@media (max-width: 680px) {
  .wrap { padding: 0 22px; }
  /* Section padding: compact on mobile */
  #about, #why, #team, #blog, #testimonial, #practice { padding: 52px 0; }
  #process { padding: 48px 0; }
  #stats { padding: 40px 0; }
  #contact { padding: 52px 0; }
  #banks { padding: 32px 0; }
  .cta-strip { padding: 44px 0; }

  /* Navigation */
  .nav { display: none; }
  .burger { display: flex; }
  .tg:last-child { display: none; }

  /* Hero: full width, tighter vertical spacing */
  .hero-right { display: none; }
  .hero-col-div { display: none; }
  .hero-left {
    padding-top: 80px;
    padding-bottom: 40px;
    padding-left: 22px;
    padding-right: 22px;
  }
  .hero-h1 { font-size: clamp(2rem, 10vw, 3rem); line-height: 1.1; }
  .hero-strapline { font-size: 0.96rem; margin: 16px 0 26px; padding: 14px 0; }
  .hero-ctas { flex-direction: column; align-items: flex-start; gap: 10px; }
  .hero-stats {
    grid-template-columns: 1fr 1fr;
    gap: 18px 0;
    padding-top: 24px;
    margin-bottom: 0;
  }
  .hstat { border: none !important; padding: 0 !important; }
  .hstat-n { font-size: 1.9rem; }
  .hstat-l { font-size: 0.64rem; }

  /* Practice */
  .prac-row { grid-template-columns: 50px 1fr; padding: 20px 0; }
  .prac-n { font-size: 1.6rem; }
  .prac-ic { display: none; }
  .prac-title { font-size: 1.14rem; }

  /* Stats band */
  .stat-n { font-size: 3.4rem; }

  /* Banks */
  .banks-grid { grid-template-columns: 1fr 1fr; }
  .banks-personal-grid { grid-template-columns: repeat(3, 1fr); }
  .banks-intro { flex-direction: column; align-items: flex-start; gap: 14px; }
  .banks-total { text-align: left; }

  /* Process */
  .steps { grid-template-columns: 1fr 1fr; gap: 32px 16px; }
  .steps::before { display: none; }
  .step-ring { width: 68px; height: 68px; margin-bottom: 18px; }

  /* Team */
  .team-grid { grid-template-columns: 1fr; }
  .team-grid .tc.main { grid-column: span 1; }

  /* Blog */
  .blog-right { flex-direction: column; }

  /* CTA */
  .cta-in { flex-direction: column; text-align: center; }
  .cta-btns { justify-content: center; }

  /* Contact */
  .f2 { grid-template-columns: 1fr; }
  .form-box { padding: 28px 20px; }

  /* Footer */
  .footer-grid { grid-template-columns: 1fr; gap: 36px; }
  .f-desc { font-size: 0.86rem; }

  /* Mobile nav overlay */
  .mob-nav { padding: 100px 28px 60px; }
  .mob-nav a { font-size: 1.9rem; }

  /* Team section header */
  .team-hdr { flex-direction: column; align-items: flex-start; }

  /* Testimonial quote size */
  .testi-q { font-size: 1.1rem; }
}

/* ── 420px — small phones ── */
@media (max-width: 420px) {
  .wrap { padding: 0 16px; }
  .hero-left { padding-left: 16px; padding-right: 16px; }
  .hero-h1 { font-size: clamp(1.9rem, 11vw, 2.6rem); }
  .hstat-n { font-size: 1.6rem; }
  .hstat-l { font-size: 0.58rem; }
  .banks-grid { grid-template-columns: 1fr; }
  .banks-personal-grid { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; }
  .btn { padding: 12px 22px; font-size: 0.75rem; }
  .hero-ctas .btn { width: 100%; justify-content: center; }
  .testi-q { font-size: 1rem; }
  .mob-nav a { font-size: 1.6rem; }
}

/* ── short viewport (landscape phones) ── */
@media (max-height: 620px) and (max-width: 900px) {
  .hero-left { padding-top: 96px; padding-bottom: 44px; }
  .hero-strapline { display: none; }
  .hero-stats { display: none; }
}

/* ── prefers-reduced-motion ── */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}